Engagement Ring Financing

Searching for the ring of your dreams or a piece of jewellery to make a birthday even more special? Use our easy-to-apply finance options that can help you spread the cost.

v12 finance


Apex Jewellers Ltd T/A Diamond Quarter’s finance is provided by V12 retail finance. They provide 0% interest over 6 months and 12, 24, 36, 48 months at 9.9% on purchases of £560 and over.

Minimum Spend £560
Available Credit Terms Orders over £560: 6, 12, 24, 36, 48 months
APR 0% on 6 months interest free. 9.9% on 12, 24, 36 and 48 months.
Deposit Minimum 10%; Maximum 50%
Minimum Spend £560

The following interest free credit payment terms are available. A minimum 10% deposit is required.

  Orders Over Payment Terms
Up to 6 months 0% Interest Free Credit £560 6 months
Up to 4 years 9.9% Apr Credit £560 12, 24, 36, 48 months

For an idea of what your V12 finance payments will look like with these examples.

  Up to 6 months 0% Interest Free Credit Up to 4 years 9.9% Apr Credit
Qualifying products Purchases over £560.00 Purchases over £560.00
Purchase amount £650.00 £884.00
Finance term 6 months 12 months
Deposit £50.00 £100.00
Amount of credit £600.00 £784.00
Monthly repayment £100.00 £69.70
Interest rate (APR representative) 0% 9.9%
Interest amount £0.00 £41.40
Total amount payable £650.00 £925.40
First payment occurs After 1 month After 1 month


Applying for V12 finance is quick and easy. The whole process takes just a few minutes and, in most cases, you will get an instant decision.

  • Shop – Start shopping and customising your item. Once you’re ready, select ‘Finance from’ to view the finance options available.
  • Basket – If you haven’t gone via the above method, you can select Payment Method ‘Finance’ then select your desired option.
  • Apply – You will be redirected to the V12 portal to complete your application.
  • Decision – A decision is usually made within a few minutes.
  • Enjoy – Once your item is ready it will be shipped to your billing address.

Please note that we will only ship items to the customer’s billing address. If you would like to collect, then please contact the applicable store to make arrangements


If your finance application is declined, please be aware that we are unable to provide any further information about this decision. If you have any questions, please contact the finance provider direct.

Apex Jewellers Ltd T/A Diamond Quarter act as a credit broker, not a lender and offers credit products from V12 Retail Finance.

Apex Jewellers Ltd T/A Diamond Quarter is authorised and regulated by the Financial Conduct authority 731081. Credit is subject to age and status.

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