Searching for the diamond ring of your dreams? Or a piece diamond jewellery for someone special? Explore our selection of interest free finance options to accommodate all budgets. Read our guide to learn more about how you can buy now and pay later.
Apex Jewellers Ltd T/A Diamond Quarter’s finance is provided by V12 retail finance. They provide 0% APR over 6 months and 12, 24, 36 and 48 months at 9.9% APR Representative on purchases of £500.00 and over.
Apex Jewellers Ltd T/A Diamond Quarter is authorised and regulated by the Financial Conduct Authority and is the broker and not the lender. Our FCA registration number is 731081. Apex Jewellers Limited offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Credit is provided subject to affordability, age and status. Minimum spend applies. Not all products offered by Secure Trust Bank PLC are regulated by the Financial Conduct Authority.
OUR FINANCE PROVIDERS
| Minimum Spend | £500.00 |
| Available Credit Terms | Orders over £500.00: 6, 12, 24, 36, 48 months |
| APR | 0% APR on 6 months interest free. 9.9% APR Representative on 12, 24, 36 and 48 months. |
| Deposit | Minimum 10%; Maximum 50% |
Subject to age and status*
The following interest free credit payment terms are available. A minimum 10% deposit is required.
| Orders Over | Payment Terms | |
| Up to 6 months 0% APR Interest Free Credit | £500.00 | 6 months |
| Up to 4 years 9.9% APR Representative Credit | £500.00 | 12, 24, 36, 48 months |
Subject to age and status*
For an idea of what your V12 retail finance payments will look like with these examples.
| Up to 6 months 0% APR Interest Free Credit | Up to 4 years 9.9% APR Representative Credit | |
| Qualifying Products | Purchases over £500.00 | Purchases over £500.00 |
| Cash Price | £650.00 | £884.00 |
| Deposit | £50.00 | £100.00 |
| Amount of Credit | £600.00 | £784.00 |
| Loan Term | 6 months | 12 months |
| Annual Rate of Interest | - | 10.43% Fixed |
| Monthly Repayment | £100.00 | £69.70 |
| Representative APR | 0% APR | 9.9% APR Representative |
| Total Cost of Credit | £0.00 | £41.40 |
| Total Amount Payable | £650.00 | £925.40 |
| First payment Occurs | After 1 month | After 1 month |
Subject to age and status*
HOW TO APPLY FOR V12 RETAIL FINANCE
Applying for V12 retail finance is quick and easy. The whole process takes just a few minutes and, in most cases, you will get an instant decision.
- Shop – Start shopping and customising your item. Once you’re ready, select ‘Finance from’ to view the finance options available.
- Basket – If you haven’t gone via the above method, you can select Payment Method ‘Finance’ before selecting your desired option.
- Apply – You will be redirected to the V12 Retail Finance portal to complete your application.
- Decision – A decision is typically made within a few minutes.
- Enjoy – Once your item is ready it will be shipped to your billing address.
Please note that we will only ship items to the customer’s billing address.
DECLINED APPLICATIONS
If your finance application is declined, please be aware that we are unable to provide any further information about this decision. If you have any questions, please contact the finance provider direct.
Apex Jewellers Limited T/A Diamond Quarter is authorised and regulated by the Financial Conduct Authority and is the broker and not the lender. Our FCA registration number is 731081. Apex Jewellers Limited offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Credit is provided subject to affordability, age and status. Minimum spend applies. Not all products offered by Secure Trust Bank PLC are regulated by the Financial Conduct Authority.